The perfect New York City apartment is like a unicorn: It doesn’t exist. Or at least, it exists only as the legend of your friend’s neighbor’s ex finding that no-fee $1,200/month rent stable renovated studio that one time maybe? Even if you somehow dig up a dream apartment listing, chances are, by the time you tack on the broker fee (typically 10-15% of your annual rent), a 1-2 month security deposit, potential background check and/or application fee, move-in fee, and actual moving costs, you’re looking at months and months of paychecks just to move in to what at first appeared to have been in your price range.

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