Protecting yourself from identity theft

With tens of millions of shoppers’ identities compromised in the holiday data attack on Target, and a small attack at Neiman Marcus, protecting personal information has become a top concern for Americans. For this week’s #millennialmoney Twitter chat, Jonathan Gedeon, a certified credit counselor with ClearPoint Credit Counseling Solutions, answered your questions about how to monitor your financial accounts and safeguard your identity.

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How To: Guard Your Garage

Following 33 reports of break and enter to homes as well as thefts from vehicles in Airdrie suburbs since Sept. 11, Airdrie police are advising residents to take a few precautions to deter offenders. RCMP said suspects are stealing garage door openers out of vehicles and are then using them to gain access to homes through the opened garage door. Homeowners everywhere can help ensure their homes and garages are safe by taking the following steps:

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HOW TO: GUARD YOUR GARAGE

With spring now in full swing, many Calgarians will be taking advantage of the warm weather by cycling along the city’s extensive path network. With many Calgarians storing their two-wheeled transport along with many of their other summer toys in their garage, residents should take care to ensure all their belongings stay secure. In 2011, there were 1,191 bikes reported stolen in the city, although many bike thefts go unreported. With many break and enters, offenders gained access through unlocked doors or have stolen garage door openers from vehicles to gain access. In some cases, criminals have then gained entry to the home via the connecting door within the garage. Calgarians can help ensure their bikes and other are secure by taking the following steps:

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Identity Theft

Ask any investor regardless if they are involved in real estate, stocks or any other asset class if they require paper for their transactions and the answer is a resounding yes.  Documentation showing a title transfer or stock purchase/disposition is essential for tax purposes as well as legal.  The storage of these documents is important but even moreso is the way they are discarded.

Please do not ever throw away anything which has your name, address, phone number or other important information about you. There are professionals in your area who scour garbage bins and prowl areas in an attempt to steal this vital information from you in order to make a quick illegal profit.

Once your identity is stolen, it is not just the financial headache it causes but an ongoing emotional toll that it takes to restore what was taken from you.  I do not speak from experience but have heard this from others who have been victimized. This can have negative consequences which can easily last years from a simple act such as tossing your utility bill in the garbage can.

For more useful information on how to stop identity theft from occurring, please visit this site: http://tinyurl.com/d77nm

Yes, it can happen to you!!

Alberta oil field boom is a boon for thieves

As Alberta’s oil fields enjoy a rise in activity, the province is hitting another not-so-sweet spot in the energy cycle: an uptick in pillaging.

Millions of dollars’ worth of generators, all-terrain vehicles, trucks, equipment platforms, drilling rigs, welders, mulchers, tools, copper wire and even crude oil vanish each year from oil and gas sites.

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