I have always been good with money, and my wife of 50 years and I have zero debt. Taxes on our home are about $8,000 a year. We have about $700,000 in savings, and are both 70 years old. Our home is worth about $450,000. I am 10 years into a 20-year term policy of $300,000 which costs us $3,600/year. Our pensions and Social Security are about $66,000 annually. Would it be a poor choice to drop our life insurance policy?

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