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Business Plan for cashflow

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    Every real estate investor who owns or intends to  purchase  investment properties  generally aims  for it to be  positive  cash flow. That is, the income exceeds the expenses.   T here  are certain exceptions to this rule if one takes a portfolio  approach  but it is a rule that  generally holds  true.  The example  I  always give is that I have never heard of an employee who takes a job  strictly  for st ock options and forgoes a salary.   The one thing I have never seen with real estate investors is that they do not have a clearly written business plan for their positive cash flow.   There is no mention as to whether they should reinvest it by paying off the mortgage,  purchasing  another property or even other assets such as precious metals, paper assets (stocks, bonds),  cryptocurrencies  etc.   This makes no sense as the excess cash flow can be a fo...

Support for southside aquatics centre: survey (Medicine Hat)

City staff on Monday told a committee that an ideal situation would be to have a recreation facility  located  on both the north and south sides as they provided an update on the proposed South Side Outdoor Pool and Brier Run Sports Field.     Read more:  https://tinyurl.com/yc7jxew9  

Riverside School demolition given unanimous OK (Medicine Hat)

A lengthy back and forth between  councillors  and city staff ensued following a public hearing Monday night  regarding  a development permit application for demolition of the former Riverside School building. In the end,  councillors  unanimously voted to approve the proposal.       Read more:  https://tinyurl.com/2can327z  

Leong: Despite Calgary Transit budget boost, long way to go for better bus service (Calgary)

Recent budget talks at Calgary city hall included discussion about more financial support for public transit.       Read more:  https://tinyurl.com/473kspku  

Real estate market in Calgary no longer 'hot' for sellers (Calgary)

If  you’re  looking to buy a home in Calgary, now might be the time to start looking. A new report from  Zoocasa  just revealed that Calgary’s real estate market has shifted into balanced territory as we head into 2026.       Read more:  https://tinyurl.com/4b8nrm4    

Residential rent in Red Deer remains low for a mid-sized city (Alberta)

Red Deer was the sixth most affordable place to rent among small and mid-sized Canadian cities in November.     Read more:  https://tinyurl.com/yhtprj37  

Your package delivery likely came from a Calgary-area warehouse — now hot real estate (Calgary)

Packages piling up on doorsteps from eastern British Columbia to Manitoba  likely came  from a sprawling warehouse around Calgary — now one of the hottest industrial real estate markets in the country.       Read more:  https://tinyurl.com/ytmt369u  

How does Edmonton have a rental glut in the midst of a housing crisis? (Edmonton)

Housing crisis. You can’t hear one word without hearing the other. The narrative is clear, especially in Edmonton, which grew by more than 100,000 people over the two years previous: housing is in danger of not keeping up with growth.       Read more:  https://tinyurl.com/mrx77yrs  

Red Deer tax increase should not top 5% say some city councillors (Red Deer)

A number of  Red Deer city  councillors   signalled  that a five per cent tax rate increase is their line in the sand.       Read more:  https://tinyurl.com/ywkr6y96  

Full-time work drops as part-time, self-employment rises in Fort McMurray census area (Fort McMurray)

There have been 2,900 retail and wholesale jobs lost between July and November in the census region covering Fort McMurray Wood Buffalo and Cold Lake, according to Statistics Canada data released Friday.       Read more:  https://tinyurl.com/5aynxtmu  

Home sellers are giving up at ‘unusually high rate,’ says new Realtor report (United States)

Late fall tends to be the time when  the most  homes come off the market, as so-far unsuccessful sellers would rather not sit through the slowest winter months. In October, however,  delistings , which are reported with a one-month lag, were up 45.5% year to date and up  nearly 38%  from October 2024, according to a new report from Realtor.com.     Read more:  https://tinyurl.com/28b5c47n  

Detached home prices drop heavily in these five Calgary areas (Calgary)

The housing market in Calgary is seeing inventory  climb , which is resulting in detached home prices dropping all over the city.       Read more:  https://tinyurl.com/rubdsbyr  

John Weissenberger: How Canadian ingenuity turned Alberta's tar pits into a cash cow (Alberta)

Of the collective psychoses plaguing Canada, a particularly irksome one has to do with our natural resources. This  appears to reflect  our distaste for the specific tasks of “hewing and drawing,” at least when it comes to wood and  water respectively . The reference comes from Canada’s “first great political economist,” Harold Innes, who asserted that Canada’s abundant natural resources would “relegate” us to simply producing staple products — first cod and beaver pelts, then lumber, wheat, minerals. Or hydrocarbons.       Read more:  https://tinyurl.com/4y5eh8bk  

Christopher Liew: How to pick the right bank account in Canada (Canada)

Christopher Liew is a CFP®, CFA Charterholder and former financial advisor. He writes personal finance tips for thousands of daily Canadian readers at Blueprint Financial.       Read more:  https://tinyurl.com/ya94kmtc  

Opinion: The Carney-Smith deal is a grand concession, not a grand bargain (Canada)

In response to the stunning memorandum of understanding between Premier Danielle Smith and Prime Minister Mark Carney, some have suggested there is a “method to Carney’s madness,” while others have called it a grand betrayal.     Read more:  https://tinyurl.com/3aku8bu9