Q: I inherited some money last year. Recently, I started looking for a small home or condominium to purchase when I found a guy who was willing to sell me his condo. I gave him $22,000 in cash and he gave me a grant deed. The deal was that I would take over the mortgage payments. Last week, I had a concern regarding a tax bill the bank should have been paying. I called and got transferred around to several people at the mortgage company until one of them finally told me I didn’t own the house and they were going to start foreclosure proceedings. I don’t understand what is happening.

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