Dear Pete,

I have nothing. My husband of 37 years filed for divorce, and I have nothing. I felt like we always seemed to have money, but apparently not. He says I’ll receive about $50,000 of his retirement account, but that’s it. I make $48,000 per year, and I have the option of keeping the house. Our children are grown, and the house is way too big for me. My friends keep telling me to live there because there’s no mortgage, but the house is older and will eventually need significant repairs. If I sell, my husband and I split the money. I’ve never dealt with finances before. He’s always done it. I don’t know what to do, and my friends keep give me conflicting advice. I’m not even sure if I want to use a lawyer. How will I ever retire?  — Nancy, Knoxville

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