When my husband and I first moved in together, we lived in a starter home that was spacious enough for just us but wouldn’t have been large enough to raise a family. Initially, we thought we’d wait until we were actually ready to have kids before abandoning our smaller home and upsizing. But when home values in our neighborhood started to decline in late 2008, we decided to get moving. We spent a few months fixing up our home and adding cosmetic enhancements, and in early 2009, we hired a real estate agent to put our home on the market.

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