IT’S AUGUST, which means peak Atlantic hurricane season is upon us. We hope the damage won’t be anything like last year’s – which saw catastrophes strike Texas (Harvey), Florida (Irma) and Puerto Rico and the Virgin Islands (Maria). No matter what the weather has in store, we already know the United States enters this key period, and a longer term of possibly increased extreme weather because of climate change, having failed to act on a major lesson of past storms. Specifically, Congress is about to perpetuate the National Flood Insurance Program without any reforms to this increasingly dysfunctional program.

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