Tax extensions are a wonderful thing for people who owe money to the IRS but don’t have their returns ready in time for the filing deadline. The IRS isn’t picky when it comes to granting extensions. All you need to do is request one, and you automatically get an additional six months to submit your return; you don’t need to get creative or come up with a compelling reason to get that leeway. And during that extra half year, you avoid the failure-to-file penalty you might otherwise face.

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