Governments around the world struggle with basic financial mathematics. In other words, many spend much more than they receive. 

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The ads are everywhere: one month free rent, three months free parking, a year of free internet. 

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TORONTO — Greater Toronto commuters are likely bracing for traffic and transit congestion to worsen over the coming months as a number of major employers get ready to increase in-office days. 

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In early 2022, it looked like Canada’s condo market would never slow down. For older buyers with a little extra cash in hand, buying one may have seemed like a smart way to set themselves up for retirement. 

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The nation’s resale real estate market appears to be recovering from a slowdown in activity that bottomed in the spring amid concerns over a trade war. Still, a new report from RBC Economics noted that Canada’s two largest markets — while seeing an increase in sales in July, year over year — remain weighed down by a lack of affordable supply for first-time buyers. In turn, new listings have grown year over year in Toronto and Vancouver to match rising sales, resulting in a decline in overall prices. 

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The provincial government has capped next year’s maximum rent increase at 2.3 per cent, down from 3.0 per cent in 2025. 

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Political uncertainty in the United States is prompting many Canadians to sell their homes south of the border, according to a new Royal LePage survey. 

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Choosing your mortgage is among the biggest financial decisions you’ll ever make, but many Canadian first-time buyers, and even move-up buyers, do not fully understand the different terms and conditions involved, says a mortgage expert. 

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If you rent out your home, be it your principal residence or a secondary home, on an accommodation sharing platform such as Airbnb Inc. or Expedia Group’s Vrbo, you are required to report your income, after deducting eligible expenses, on your tax return. The Canada Revenue Agency (CRA) may consider this income to be either rental income from a property or self-employment business income. 

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There were just over 300 new homes sold across the entire Toronto region in April. A population of about 6.4 million people was mainly too scared to pull the trigger. 

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